Auto Refinance
Refinance your auto loan for the road ahead
Sandia Area is here to assist you with your overall financial health and budget.
Refinance your auto loan from another lender and enjoy:
- No payments for 90 days2
- No refinance fees
- 24/7 online applications, and loan closing from the comfort of your home
- Great rates starting at 4.99%
Auto Refinance Rates
Effective Date: 12/20/2023 for vehicle model years 2020-2023
| Term in Months | APR2 as low as |
|---|---|
| 1-36 | 4.99% |
| 37-48 | 5.59% |
| 49-66 | 5.89% |
| 67-75 | 6.09% |
| 76-84 | 6.59% |
| Federally insured by the NCUA. An Equal Opportunity Lender. Other rates, terms and model years available. Membership eligibility required. Visit Sandia.org/Membership for complete details. 1. Interest accrues during the 90-day deferral period. 2. APR = Annual Percentage Rate effective as of 12/20/2023. Rates are subject to change at any time without notice. All loans, terms, and conditions are subject to credit approval. Not all applicants will qualify for the lowest rate. Actual interest rate charged is based on credit history, age of vehicle and terms of the loan, which can only be determined upon receipt of application. Interest accrues during the 90-day deferral period. All consumer loans are charged simple interest with no pre-payment penalty. Up to 100% financing available for qualified applicants. | |
More terms and rates available. 2. Interest accrues during deferral period.
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